Ohio Health Insurance Quotes

Welcome to those looking for Ohio health insurance quotes. We provide individual, family, small business and large group health insurance. We are an independent agency serving Akron, Canton, Cleveland, Cincinnati, Columbus, Dayton, Lima, Mansfield, Toledo, Zanesville and all places in between.

With our assistance, finding affordable Ohio health insurance and medical coverage is quick and easy. We work with all of the major carriers and offer several online plans to choose from.

Ohio Individual, Family and Group Plans

We provide, at no additional cost, direct links for individual and family quoting purposes. Group and small business comparisons can be obtained by contacting us and sending in a company census.

We will help you or your company compare all available options from leading carriers such as Aetna, Anthem Blue Cross Blue Shield, Assurant Health, Golden Rule, Kaiser Permanente, Medical Mutual, Summacare, and United Healthcare.

Self Employed and Short Term Health Insurance

There are several reasons you might need health insurance coverage in Ohio. Maybe you are self-employed, a college student, starting a small business, losing COBRA benefits or shopping for better rates. Depending on your needs, our carriers offer permanent major medical coverage, short term temporary coverage, and employer group plans for businesses and their employees.

Our offerings include office copays, prescription drug coverage, maternity coverage, dental and vision plans, term life insurance benefits as well as other optional riders. We will tailor plans that are suitable to your needs.

Maternity Health Insurance in Ohio

Those who are in need of maternity health insurance have several affordable coverage options with short waiting periods. Anthem has a nine month waiting period to deliver and will cover maternity related expenses (subject to the deductible) after the nine month wait has been satisfied. However, you do not have to wait nine months to conceive.

Anthem also offers popular HSA plans with affordable maternity coverage. It is wise to speak with us before purchasing a plan to make sure you understand when your benefits will begin. It is important to note that no carrier offers coverage if you are already pregnant.

Ohio Health Savings Accounts - HSA Insurance

Additionally, Congress recently passed legislation approving tax-favored savings accounts that can be coupled to high deductible health insurance policies. These plans are referred to as Health Savings Accounts or HSA’s. HSA’s are gaining in popularity due to their tax advantages and flexibility in covering deductibles and other health related expenses.

The money deposited in your HSA grows tax deferred and can be withdrawn tax free for qualified medical expenses such as meeting the deductible, a prescriptions or a doctors office visit. The unused funds grow tax deferred year after year and can be spent on for future medical expenses. The insured always has access to all accumulated funds even if the insurance is later cancelled.

Learn more about your Options at the Ohio Department of Insurance.

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